Insuring your car is so important, it not only protects you but also protects your vehicle too. If you are unfortunate enough to be in an accident, be it your fault or not, having your vehicle covered it compulsory, it is against the law to drive a vehicle uninsured. There are two main insurance options out there after the compulsory third party cover, so we thought we would break it down to make it easier.
Third party fire and theft cover: As in the title, this policy covers your own vehicle for damages caused by fire of theft, it does not cover damage to your car caused by an accident, however it does cover damage costs to the other person’s property or vehicle.
Fully comprehensive cover: This policy is worth the extra money, as it covers damage to your own vehicle and others, its covers all of what the smaller policies cover and more. Usually with this policy option, you have the option of having a courtesy car should yours be off the road following an accident.